In this video, the host explains a comprehensive approach to solving Time Value of Money (TVM) questions in finance. Using a flowchart as a guide, students will learn how to determine the correct formula and identify key variables for time value of money problems. The video covers the three main aspects of TVM: whether payments occur for a defined or undefined period, whether payments are at the beginning or end of the period, and whether payments grow over time or remain the same. The host explains the difference between normal annuities, growing normal annuities, perpetuities, and annuities due, and emphasizes the importance of understanding these concepts for exam success. With the flowchart in hand, students will gain clarity on identifying key inputs, including payment (PMT), interest rate (K), number of periods (N), and growth rate (G). By the end, students will be equipped to tackle any TVM-related question on an exam confidently, knowing exactly which formulas to apply and what variables to extract from the problem.